Live risk layer over Greater Accra: flood corridors, no-build buffers and scored plots
CHECK FIRST
See Ghana clearly.
Property intelligence for African real estate. Verified listings, honest risk scores and evidence you can forward.
ARCE 2026 · PROPTECH PITCH COMPETITION
Kwamiga Adogla — Founder, CEO
The Palms Convention Center, Accra · 14–16 Oct 2026
LIVE RISK LAYER · GREATER ACCRA · 5.6037°N 0.1870°W
Flood corridors and no-build buffers drawn over plots in Greater Accra
02 · THE PROBLEM
An uncle is not a due diligence process.
Most property loss in Ghana is not dramatic fraud. It is a plot sold twice, a house on a watercourse, or a price no local would have paid.
And it happens to people who did everything they were told.
ASTA · ARCE 2026
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03 · WHO PAYS FOR IT
Opacity is a tax on every seat in this room.
Buyers and diaspora
Overpay against the local floor, buy into flood plains and setbacks, and manage it all from abroad.
Agents and brokers
Good agents are priced like bad ones. There is no portable record of who can be trusted.
Developers
Off-plan sales stall on memories of abandoned projects. Credibility has nowhere to live.
Banks and insurers
Collateral is hard to value, flood exposure is unpriced, and title checks delay approvals by months.
Government and regulators
Homes rise inside no-build buffers, then come down in clean-ups. Everyone loses.
Every one of these is a customer for the same missing layer: a check anyone can forward.
ASTA · ARCE 2026
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04 · THE COST OF THE GAP
The market clears. At a steep, hidden cost.
12 months
Upper end of real land title registration time, against an official target of 30 to 90 days.
36%
Top of the mortgage rate range, Dec 2024 to Jan 2025. Most families build incrementally instead.
1.8m
Homes Ghana is short. Demand is not the constraint. Confidence is.
Sources: Lands Commission timelines; Bank of Ghana and Ghana Association of Banks rate data; housing deficit per World Bank and CAHF, compiled in Asta stakeholder analysis, Jan 2026.
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05 · ARCE PILLAR — PROPTECH
Ghana has listing sites. It never had an analysis layer.
Asta does not fight portals or MLS networks for inventory. It makes every listing, wherever it lives, decision-ready.
01 — DISCOVERY
Portals, MLS networks, agencies
→
02 — ANALYSIS
Asta
Is it real? Is it safe? Is the price fair?
→
03 — TRANSACTION
Lawyers, Lands Commission, banks, insurers
ASTA · ARCE 2026
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06 · HOW IT WORKS
Three steps. No guesswork.
1
Search with clarity
Fake listings, duplicates and broker inflation are dropped before you see them.
2
Get the full story
A neighbourhood read, a fair price benchmark and the risks nobody advertises.
3
Leave with a Dossier
Verified photos, exact coordinates and comparables, shareable with a lawyer or a credit committee.
Aerial photograph of the 0.47 acre Prampram coastal plot, shoreline and sea defence visible
5.7347°N 0.1651°E · PRAMPRAM
0.47 acre coastal plot
Prampram, Greater Accra · ₵115,000 · for sale
65
Risk / 100 Coordinates confirmed
Flood exposure
Coastal setback
Export Dossier · Share link
ASTA · ARCE 2026
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07 · ARCE PILLAR — PROPTECH
Live demo — sixty seconds on the map.
0:00
Search Greater Accra
Turn on the flood and no-build layers.
0:20
Open a listing
Walk the risk score and the fair price benchmark.
0:40
Export the Dossier
Share the link, then hand the lead to the Pocket Oracle.
app.asta.homes
Asta flood corridors and no-build buffers rendered over Greater Accra
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Mapped watercourse buffers and no-build zones across Greater Accra
08 · ARCE PILLAR — SUSTAINABILITY
The score takes the worst real problem. Never the average.
LOCATION
WORST FLAG
RISK
Sakumono lagoon edge
Coastal wetland buffer
90
La to Teshie shore
Watercourse no-build buffer
90
Legon area plot
Mapped watercourse
75
Odaw drain, Circle
Storm drain buffer
50
3,179
Flood and no-build zones mapped across Greater Accra, updated 23 July 2026.
Built from public data: JRC Global Surface Water · OpenStreetMap hydrology · Ghana protected area registry · Comparable asking prices
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09 · ARCHITECTURE AND SCALE
Built to scale without rebuilding.
Hubert Asior, Founder and CTO — the foundation underneath the product. Built so new data, new hazard layers and new markets are configuration, not a rewrite.
Cloud-native, horizontally scalable
Ingestion, scoring and delivery run as independent services, so growth in data or demand scales out, not up.
API-first, from day one
The risk engine and verification layer are built as APIs — partners and institutions integrate without touching our internals.
New geography is configuration
The same engine that scores Accra today is built to add a hazard layer or a new market without a rewrite.
An automated data pipeline
Hazard layers refresh on a schedule, not by hand, so every score reflects current ground truth.
ASTA · ARCE 2026
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10 · SECURITY AND RELIABILITY
Built for institutions, not just early adopters.
The standards a bank or a government partner expects, built in from the start — not bolted on when the first enterprise contract arrives.
Encrypted by default
Data is encrypted in transit and at rest. Partner firms and institutional users see only what they are scoped to see.
Governed, not just built
Access is logged and changes are reviewed — enterprise governance practices from day one, not added after the fact.
Built for uptime
No single point of failure sits between a listing and a risk score — the platform is architected for resilience.
Support that scales with the stakes
As partners move from demo to production, dedicated support and response times move with them.
ASTA · ARCE 2026
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11 · ARCE PILLAR — POLICY
What we verify. And what we never pretend to.
VERIFIED TODAY, FROM DATA
The risk inputs are open
Every score names the public layers behind it. Never a black box.
The record travels
A Dossier with coordinates and comparables that a lawyer or a credit committee will accept.
The land is safe to build on
Flood exposure and no-build setbacks, from 3,179 mapped zones.
The price is fair
Benchmarked against comparable plots nearby.
DELIVERED BY OUR PARTNER FIRMS
That the property is physically there
A partner firm's agent visits to the Asta standard and records the pin and dated photos. We set the standard and hold the record. Firms are being onboarded now.
REFERRED, NEVER CLAIMED
The seller's right to sell
No listing site can confirm title. We point every buyer to a formal Lands Commission search.
Honest boundaries are why lawyers, banks and regulators can build on us.
ASTA · ARCE 2026
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12 · TRACTION
Live in Greater Accra. Already in the room.
As of 30 September 2026
3,179
flood & no-build zones mapped
30+
demos delivered to agencies and institutions
“There's nothing else like it here.”
Prospective homebuyer, early demo
“The room went quiet.”
Institutional portfolio manager
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13 · ARCE PILLAR — PROPTECH
Free for supply. Paid for intelligence.
THE HOOK
₵0
free forever
1 user · 10 listings · the Asta Dossier
ELITE PARTNER
₵400
per month
5 seats · Emerald Badge · spatial video · flood risk
ENTERPRISE & INSTITUTIONAL
₵800
per month plus usage
25 seats · API · 3D maps · white label
Metered intelligence API
Banks, insurers and DFIs pay per climate risk report, yield forecast or fraud signal. Revenue scales with accuracy, not headcount.
ASTA · ARCE 2026
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14 · MARKET AND EXPANSION
Built in Accra. Designed to travel.
TAM
$2.1B
Ghana PropTech
SAM
$800M+
Diaspora segment
SOM
$300M
High-intent buyers and institutions
NOW
Ghana
Greater Accra live today. The data moat starts here, built to cover the country.
NEXT
Nigeria
West Africa's largest property market. Same trust gap, same flywheel.
HORIZON
Rest of Sub-Saharan Africa
The same category gap, market after market. As the network grows, an economy on top of it.
Company estimates. Methodology available on request.
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15 · THE HONEST COMPARISON
We compare honestly. If you want volume, a portal still wins.
WHAT YOU GET
CLASSIFIED PORTALS
ASTA
How many listings
Most
Fewer, but every one checked
Is the listing real?
The agent's word
Partner site visit, dated photos, GPS pin
Will it flood?
Not assessed
Scored from elevation, drains and past floods
Can you legally build?
Not assessed
Setbacks and protected zones flagged
Is the price fair?
Asking price averages at best
Compared to similar plots nearby
Buying from abroad
Call an agent
Shareable Dossier and video walkthrough
Based on public platform features, July 2026.
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16 · TEAM
The team building the layer.
Portrait of Kwamiga Adogla
Kwamiga Adogla
FOUNDER, CEO
Leads the company and the Ghana market. Deep local market knowledge, driving partnerships, regulatory work and market penetration.
Portrait of Hubert Asior
Hubert Asior
FOUNDER, CTO
Leads platform architecture, security and infrastructure. Deep enterprise architecture and governance experience.
Portrait of Alexander Kwamin
Alexander Kwamin
FOUNDER, PRESIDENT
Leads product strategy and execution. Has built and scaled multiple technology products.
ASTA · ARCE 2026
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17 · BUILDING THE TEAM
We are hiring a CMO. In Ghana.
The layer is built and running. The constraint is no longer engineering — it is reach. And in this market reach is earned locally, by someone in the room.
Accra-based, in market
The trust gap is a local problem. The person who closes it lives here, knows the agencies and the developers, and can sit across the table from them.
Owns the whole funnel
Free-tier supply that makes the map dense, diaspora demand that pays for certainty, and the agency upgrade into Elite Partner.
Sells the category, not the listings
We do not compete on inventory. The work is to make a verified, risk-scored listing the thing a buyer refuses to transact without.
A seat where strategy is set
Reports directly to the CEO, owns the marketing budget, and joins the founding team at the point where the Ghana go-to-market is still being written.
Role and application: asta.homes/careers/cmo
ASTA · ARCE 2026
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18 · THE RAISE
What we are raising, and what it buys.
$1.2M — to onboard the partner firms, fund the Ghana go-to-market, open our first market beyond Ghana, and turn government and banking pilots into metered revenue.
Partner onboarding
Onboard real estate firms across Greater Accra, then Kumasi and Takoradi. Their agents verify to our standard, and the record compounds with every listing.
Go-to-market
The CMO hire and the demand engine behind the free tier — supply first, then the diaspora buyers who already pay a premium for certainty.
Risk engine depth
The flood, galamsey, seismic, coastal-erosion and demolition-order layers are already live. The raise pays for tighter refresh cycles and coverage as we add regions.
Institutional API
Build use cases with government and banking partners on our own IP, then price them per risk report rather than per seat.
International expansion
Stand up the partnerships and compliance work to open our first market beyond Ghana.
What it has to prove, in order: 5–10 design partners and paid pilots inside 12 months · repeatable agency acquisition and a paid API package by 24 · enterprise contracts with lenders and insurers by 48.
ASTA · ARCE 2026
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19 · THE ASK
Build a clearer market with us.
Banks and insurers
A 90-day API pilot on live Accra risk data.
Real estate firms
Onboard as a launch partner and verify to our standard.
Government and regulators
A data partnership on setbacks and flood zones.
Investors
$1.2M to onboard partner firms and take the layer to Kumasi and Takoradi.
asta.homes · hello@asta.homes
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20 · APPENDIX
Questions the panel will ask.
Do you verify title?
No, and no listing site can. We confirm the property exists at its coordinates and that the photos match, then refer every buyer to a formal Lands Commission search.
Where does the risk data come from?
Public sources: JRC Global Surface Water, OpenStreetMap hydrology and Ghana's protected area registry, plus comparable asking prices. Inputs are shown on every score.
Why not average the risk factors?
Averaging hides the problem that matters. A cheap, dry plot inside a demolition buffer is still a bad plot, so one severe flag caps the score.
How do you get listings?
Owners and agents list free: ten listings and a full Dossier. Partner firms verify on the ground to our standard. Brokers upgrade for the badge and the leads.
Do you compete with portals or MLS?
No. They win on volume. Asta adds the analysis layer, and our API lets any platform show verified, risk-scored listings.
What stops a larger player copying you?
The partner network and the data under it. Verified records and mapped risk zones compound with every listing, and firms do not re-onboard cheaply.
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21 · APPENDIX
A source for every claim in this deck.
CLAIM
SOURCE
STATUS
Title registration 4–12 months vs a 30–90 day target
Lands Commission Ghana, via Asta stakeholder analysis, Jan 2026
Confirm primary
Mortgage rates of 24–36%, Dec 2024 to Jan 2025
Bank of Ghana; Ghana Association of Banks, Ghana Reference Rate
Confirm primary
Housing deficit of 1.8 million units
World Bank; CAHF Housing Finance in Africa Yearbook 2024
Confirm primary
3,179 flood and no-build zones; Accra location scores
asta.homes, updated 23 July 2026
Company data
Risk score inputs — flood, galamsey, seismic, coastal erosion, demolition-order and borehole favourability
JRC Global Surface Water; OpenStreetMap; Ghana protected area registry; Asta proprietary hazard modelling
Public + company data
Prampram plot, ₵115,000, risk 65
asta.homes, live listing
Company data
Pricing: ₵0, ₵400 and ₵800 per month
asta.homes/pitch
Company data
TAM $2.1B, SAM $800M+, SOM $300M
asta.homes/pitch, company estimates
Show method
Portal comparison
Public platform features, July 2026, per asta.homes
Company data
Early user quotes
asta.homes, early demo users
Company data
ARCE pillars and judging criteria
arceconference.com/proptech-startup
Public
TRUST, VERIFIED.
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